Professional Mortgage Loans are a home financing option that uses future earning potential and a low down payment to make home ownership more accessible to individuals in specialized professional degree programs.
Whether you have just left residency, recently started your professional career, or you’re active in a fast-growing medical practice, our Professional Mortgage Loans provide flexible financing options to help you finance the home of your dreams.
Also called Doctor-Professional Loans, Physician Loans, and Doctor Loans, the loans are designed specifically for the needs of professionals working in various fields such as medicine, dentistry, finance, and law.
Professional Loans from Pinnacle Lending Services offer flexibility in terms, such as individualized payment and maturity options.
With Pinnacle’s years of experience in assisting high-income professionals and Pinnacle Lending Services specialized financing options, you can rest assured that your home financing needs are taken care of.
Eligible Medical Professionals:
- Certified Medical Technicians
- Certified Paramedics
- Doctorate Degree Holders
- Medical Doctors
- Nurses (LN, LVN, RN, NP, PA, PT and Nurse Anesthetists)
Other Eligible Professionals:
- Certified Public Accountants (CPAs)
- Certified Financial Planners (CFPs)
Excluded: Medical Assistants/Interns, Dental Assistants/Interns
Professional Mortgage Loan Programs We Finance-
Straight First Lien Only
- 95% 1st Lien up to $650,000
80/15/5 Second Lien Program
- 95% Max Combined Loan-to-Value of up to $1,250,000 purchase price
- 80% First Lien ARM
- 15% Second Lien – 10 year fixed/15 year amortization